Discover Card More Card - American Flag

Well i will start of with the details first.

• 0% Intro APR on Purchases and Balance Transfers.
• No Annual Fee.
• 5% Cashback Bonus® in categories like GAS, Travel, Groceries and many more.*
• Up to 1% Cashback Bonus on all other purchases automatically.
• Unlimited cash rewards.
• $0 Fraud Liability Guarantee.

This card has 0% APR for the first 6 months. A great introductory offer.
Make a good purchase and pay it off within 6 months to take advantage.
No annual fee as i always say is a great bonus. We pay enough in interest charges , we need not pay for the privilege of having a card.
The cash back is always good. Having a reward for using a companies credit card should be the way all cards are, but few have them.
0% fraud may come in handy with the amount of credit card scams that are popping up online. It is a good selling feature.

All these features puts this card in the best overall credit card category. And if you are the patriotic type (as many of us are) you will love the American flag on the card. Keeps the flag on you at all times.

You can apply for this card and many more at the website below.

1-creditcard.com

The Miles Discover card

As you can see we are reviewing cards that are the best over all. You have to have good/excellent credit to apply for these cards.
This one is pretty good for the one who likes to travel. Here is what you get.

• 0% Intro APR on Purchases and Balance Transfers for 6 months.
• No Annual Fee.
• 12,000 Bonus Miles - 1,000 Miles each month you make a purchase for the first 12 months.
• Double Miles on up to $3,000 in travel and restaurant purchases each year.
• Book any travel, anytime with no blackout dates or restrictions.
• 1 Mile for every $1 on all your other purchases - personal and business.
• Choose a travel credit to your account or cash starting at just 5,000 Miles, gift cards from over 80 brand-name Partners.
• Online Account Access.

Having a low APR (annual percentage rate) of 11.99% and no annual fee makes this card more attractive to the consumer. But be careful because that is thier prime rate which may change at any time. This could be between 11.99% and 18.99%.

The biggest perk of this card is the travel miles that the card holder can accumulate miles towards travel.

Credit Card Resources

Biodegradable More® Card Discover® Card

Here is the first of a long list of Credit cards i will be reviewing.
It is the Discover card Biodegradable More® .
This card has a lot of good qualities such as:

• 0% Intro APR on Purchases and Balance Transfers
• No Annual Fee.
  
• 5% Cashback Bonus®.^*
  
• Up to 1% Cashback Bonus on all other purchases automatically.
  
• Help protect the planet with the new biodegradable Discover Card.
  
• Card plastic breaks down 99% within five years in landfill conditions.
• $0 Fraud Liability Guarantee.

For those of us that are into helping our planet , the fact that this card is biodegradable is a great quality. Less stress on the land fills.
No annual fees is always one thing i look for in a credit card. We already pay enough in interest for the use of their credit.
5% cashback bonus is a great selling feature becuase we all like to gat a little something back for spending our hard earned money.
The cash back categories like travel, home improvement stores, gas, groceries, restaurants, movies etc.

Here is a list of the info from the card site including interest rates:

Annual Percentage Rate (APR) For Purchases	0.0% until the last day of the billing period ending during February 2010;* then the standard APR, a rate between 11.99% variable and 18.99% variable
Other APRs	Balance Transfers: If requested with Application, 0.0% for 6 billing periods from the date of account opening for balance transfers made with your application*, then the standard APR for purchases. Cash Advances: 24.99% variable Default Rate: Up to 29.99%* variable
Variable Rate Information	The standard purchase APR may vary monthly and equals the Prime Rate plus an amount between 8.74% and 15.74%. The cash advance APR may vary monthly and equals the Prime Rate +21.74%.† The default APR may vary monthly and equals the Prime Rate + up to 27.99%, but such rate will never exceed 29.99%.
Grace Period for Repayment of the Balance of Purchases	At least 25 days when you pay your balance in full each month
Method of Computing the Balance for Purchases	Average Daily Balance (including new purchases)
Foreign Currency Transaction Fee	2% of the U.S. dollar amount of each purchase made in a foreign currency
Annual Fee	$0.00
Minimum Finance Charge	$0.50
Other Fees	BALANCE TRANSFER TRANSACTION FEES: 3.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with minimums and no maximum. CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum. LATE FEE: $19 on balances up to $250 and $39 on balances over $250. OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500.

You can apply for this card at:
www.1-creditcard.com

Credit Card Resources

credit card reviews coming tomorrow

Check back tomorrow for the first in a long line of credit card reviews.
There will be a review on hundreds of cards and many categories.
Seeya soon

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What we are all about

Welcome
This is an introduction on what to expect from this blog.
Every day i will post a new blog about a credit card i am reviewing.
I will list the benefits , interest rates , fees and anything else that the credit card details have.
I will give resources that deal with credit and credit cards.
Hope you find all the info you need to choose a credit card and the info related to your credit questions.
Stay tune for more.....

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